Financing a 14″ MacBook Pro with M3 (Pro) – installment purchase without interest and Schufa

The new MacBook Pro with 14-inch display can be bought either with the M3 chip or with its Pro version. Both are now also possible on Amazon, where there are various purchasing and financing options. In addition to the one-time payment of the total price, you can find z. on the product page. B. the possibility of using a financing loan from Barclays Bank. However, interest must be paid for this. Another option is to pay off the new laptop over five months at equal installments, which ultimately result in the pure sales price - without any interest. You can find out how this works and what requirements apply here.

TL; DR: Click here to go directly to the product page of the 14″ MacBook Pro

At Amazon you can finance the new 14" MacBook Pro with M3 (Pro) without any interest. We'll tell you here how the installment purchase works.
At Amazon you can finance the new 14″ MacBook Pro with M3 (Pro) without any interest. We'll tell you here how installment purchases work.

14″ MacBook Pro with M3 (Pro) installment purchase – Amazon with its own credit check

Amazon offers its own type of financing for the purchase of expensive products, including a lot of technology offerings. With this installment payment, the purchase price displayed on the product page is divided into five monthly installments and then paid off over the corresponding period. Other costs are not incurred. You can even take advantage of the Prime benefits of the respective product, such as fast shipping. To pay in installments for the 14″ MacBook Pro, simply select the option on the Amazon page (see below).

However, not all of you may see this option. In order for Amazon to provide the financing model described, you have to prove yourself trustworthy according to the company's specifications. If you are looking for interest-free installment purchase with a completely new account, after previous payment difficulties or only with the IBAN, you will not find what you are looking for. So take a look at the following checklist to clarify your chances of getting financing.

Requirements for MacBook financing at Amazon

In order for Amazon to offer interest-free installment payments for expensive products on a trust basis, several requirements must be met. These are summarized as follows:

  • For the local installment purchase you have to have an Amazon account for the German, Austrian or Swiss platform.
  • The Amazon account must have existed for at least a year - so long-term customers are more likely to be trusted here than people with a fresh account.
  • There must not have been any payment difficulties with the account so far - i.e. cases such as payment arrears, insolvency, etc.
  • A credit card that is valid for at least 20 days after the last installment is due must be specified as one of the stored means of payment.
  • A Prime membership is not necessary in order to be offered interest-free and credit bureau-free financing.

Financing 14″ MacBook Pro (late 2023) – purchase in installments without interest on Amazon

If you meet the requirements mentioned and Amazon has no other concerns or does not offer interest-free financing for some reason, then you should be able to take advantage of the offer. To do this, you call them Product page of the new Apple MacBook Pro with 14-inch display and expands the overview of the installment payment options in the “Purchase options and plus products” area. From this overview, you then select “Amazon Monthly Payment” to divide the purchase price into five equal installments. You then continue shopping as usual.

Here you select the financing options.
Here you select the financing options.
Click to select Amazon financing for 5 months interest-free payment. You can then continue shopping and paying as usual.
Click to select Amazon financing for 5 months interest-free payment. You can then continue shopping and paying as usual.

The cheapest offer is a dark gray MacBook Pro with an M3 chip (8-core CPU and 10-core GPU), as well as 8 GB of RAM and 512 GB of SSD storage. The price is currently 1.889 euros and, thanks to the Amazon financing method, is divided into five interest-free installments of 377,80 euros each. If you would rather use the M3 Pro and more RAM, that is also possible. To do this, select the MacBook Pro with M3 Pro (12-core CPU and 18-core GPU). This is equipped with 18 GB of RAM and can be configured with 512 GB and 1 TB of SSD storage. The latter in combination with the color space black results in costs of 2.948 euros - that's five installments of 589,60 euros each.

320,00 EUR
Apple 2023 MacBook Pro Laptop M3 Chip with 8-Core CPU, 10-Core GPU: 14,2" Liquid Retina XDR...
  • WITH THE POWER OF THE M3 – With an 8-core CPU and a 10-core GPU, the Apple M3 chip enables super-fast...
  • UP TO 22 HOURS OF BATTERY LIFE - With the energy-efficient design of the Apple chips, the battery lasts the entire ...
  • BRILLIANT PRO DISPLAY - The 14,2" Liquid Retina XDR display comes with extreme dynamic range, over 1.000 nits...
453,07 EUR
Apple 2023 MacBook Pro Laptop M3 Pro Chip with 11-Core CPU, 14-Core GPU: 14,2" Liquid Retina XDR...
  • WITH THE POWER OF THE M3 PRO - The Apple M3 Pro chip delivers with up to 12-core CPU and up to 18-core GPU...
  • UP TO 18 HOURS OF BATTERY LIFE - With the energy-efficient design of the Apple chips, the battery lasts the entire ...
  • BRILLIANT PRO DISPLAY - The 14,2" Liquid Retina XDR display comes with extreme dynamic range, over 1.000 nits...
441,03 EUR
Apple 2023 MacBook Pro Laptop M3 Pro Chip with 12-Core CPU, 18-Core GPU: 14,2" Liquid Retina XDR...
  • WITH THE POWER OF THE M3 PRO - The Apple M3 Pro chip delivers with up to 12-core CPU and up to 18-core GPU...
  • UP TO 18 HOURS OF BATTERY LIFE - With the energy-efficient design of the Apple chips, the battery lasts the entire ...
  • BRILLIANT PRO DISPLAY - The 14,2" Liquid Retina XDR display comes with extreme dynamic range, over 1.000 nits...

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The page contains affiliate links / images: Amazon.de

2 comments on “Finance 14″ MacBook Pro with M3 (Pro) – installment purchase without interest and Schufa”

  1. I purchased the MacBook M3 Pro in black from Mactrade. 6 months of financing at 0% and electronics insurance on top for €50 against theft and defects, minus a €75 financing discount. I personally found the offer very interesting.

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