Financing MacBook Air with M3 – installment purchase without interest and Schufa

The new Apple MacBook Air with M3 chip has been available in stores since Friday. You can also order the new laptop with a 13-inch or 15-inch display from Amazon. Similar to the website of the manufacturer Apple itself, in addition to the one-off payment of the total price, an installment payment is available as a financing model. And not just in the form of a financing loan. There is also interest-free financing with installment payments, the sum of which is no higher than the one-off payment. And here you can find all the information about it.

TL; DR: Click here for the new MacBook Air on Amazon

At Amazon you can finance the new M3 MacBook Air (early 2024) without interest. I'll tell you here how installment purchase works.
At Amazon you can finance the new M3 MacBook Air (early 2024) without interest. I'll tell you here how installment purchase works.

M3 MacBook Air installment purchase – Amazon with its own credit check

Amazon offers its own type of financing for the purchase of expensive products, including Apple technology. With this installment payment, the purchase price displayed on the product page is divided into five monthly installments and then paid off over the corresponding period. Other costs are not incurred. You can even take advantage of the Prime benefits of the respective product, such as fast shipping. For the new M3 MacBook Air, simply select the option on the corresponding Amazon product page to pay in installments (see below).

However, not all of you may see this option. In order for Amazon to provide the financing model described, you have to prove yourself trustworthy according to the company's specifications. If you are looking for interest-free installment purchase with a completely new account, after previous payment difficulties or only with the IBAN, you will probably not find what you are looking for. So take a look at the following checklist to assess your chances of getting financing.

Requirements for laptop financing at Amazon

In order for Amazon to offer interest-free installment payments for expensive products on a trust basis, several requirements must be met. These are summarized as follows:

  • For the local installment purchase you have to have an Amazon account for the German, Austrian or Swiss platform.
  • The Amazon account must have existed for at least a year - so long-term customers are more likely to be trusted here than people with a fresh account.
  • There must not have been any payment difficulties with the account so far - i.e. cases such as payment arrears, insolvency, etc.
  • A credit card that is valid for at least 20 days after the last installment is due must be specified as one of the stored means of payment.
  • A Prime membership is not necessary in order to be offered interest-free and credit bureau-free financing.

Finance M3 MacBook Air (early 2024) – purchase in installments without interest at Amazon

If you meet the listed requirements, then Amazon should have no concerns about your account and your ability to pay. If payment in installments is not offered as shown below, this may be because financing is generally not available. In this case, you should check again after a week or two.

The option is currently available on the new MacBook Air with M3 chip from 2024. To do this, go to the product page (13 inch model or 15 inch model) and expands the overview of the installment payment options in the “Purchase options and plus products” area. From this overview, you then select “Amazon Monthly Payment” to divide the purchase price into five equal monthly installments. You then continue shopping as usual.

Here you can expand the area with the payment and financing options.
Here you can expand the area with the payment and financing options.
Use Amazon financing to take advantage of interest-free installment payments over 5 months. You can then continue shopping or proceed to the payment process as usual.
Use Amazon financing to take advantage of interest-free installment payments over 5 months. You can then continue shopping or proceed to the payment process as usual.

Complete selection of new Apple laptops

If you haven't yet found the right model of the new M3 MacBook Air for you via the product pages linked above, then take a look at the Apple shop on Amazon. There you will find an overview of the various configurations with their individual hardware combinations. Some are currently being offered with a discount, so you can save compared to purchasing them in the Apple Store - even on the total price of the installment payment. You can find the technical data and regular prices for the new MacBook Air (early 2024) in this article: MacBook Air with M3 (early 2024) – technical data, images and prices.

189,00 EUR
Apple 2024 13" MacBook Air Laptop with M3 Chip: 13,6" Liquid Retina Display, 8 GB shared...
  • SUPER LIGHT. M3GAPOWER. – The ultra-fast MacBook Air with the M3 chip is a super mobile laptop with which you...
  • PORTABLE DESIGN – Super light and 11,5mm thin so you can take your MacBook Air with you wherever you go.
  • GET MORE DONE FASTER - With the powerful 8-core CPU and up to 10-core GPU of the Apple M3 chip...
240,00 EUR
Apple 2024 15" MacBook Air Laptop with M3 Chip: 15,3" Liquid Retina Display, 8 GB shared...
  • SUPER LIGHT. M3GAPOWER. – The ultra-fast MacBook Air with the M3 chip is a super mobile laptop with which you...
  • PORTABLE DESIGN – Super light and 11,5mm thin so you can take your MacBook Air with you wherever you go.
  • GET MORE DONE FASTER – Everything runs smoothly with the powerful 8-core CPU and 10-core GPU of the Apple M3 chip...

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The page contains affiliate links / images: Amazon.de

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