Finance M3 iMac – installment purchase without interest and Schufa entry

The Apple iMac with M3 chip is said to be an entry-level model in terms of price, but not everyone has 1.600 euros or more to spare. But if you finally want to switch from an Intel CPU to Apple Silicon or want to buy your first iMac with the current model, you can use a convenient installment payment option at Amazon. For example, the iMac with 8 CPU and GPU cores each as well as 8 GB of RAM and 256 GB of SSD storage costs not just 1.599 euros, but five times 319,80 euros. Thanks to Prime delivery, the computer can be delivered to your home or office quickly.

TL; DR: Here is the product page

You can find out here how you can finance the new M3 iMac on Amazon and even interest-free. There are requirements that must be taken into account. We will also address these.
You can find out here how you can finance the new M3 iMac on Amazon and even interest-free. There are requirements that must be taken into account. We will also address these.

24″ iMac with M3 installment purchase – Amazon with its own credit check

Amazon has its own system for installment purchases and therefore offers its own way of financing expensive products, including a lot of technology. In addition to the one-off payment and interest-bearing financing via Barclays Bank, the 24″ iMac with M3 can also be financed from Amazon without interest. To do this, the price is divided by five and the result is then paid off over five months - at no extra charge.

However, not all of you may see this option. In order for Amazon to offer this financing model, you have to prove yourself trustworthy according to the company's specifications. If you are looking for interest-free installment purchase with a brand new account, after previous payment difficulties or only with the IBAN, you will not find what you are looking for. So take a look at the following checklist to clarify your chances of getting financing.

Requirements for iMac financing at Amazon

In order to be offered trust-based financing for expensive products by Amazon, several requirements must be met. These are summarized as follows:

  • For the local installment purchase you have to have an Amazon account for the German, Austrian or Swiss platform.
  • The Amazon account must have existed for at least a year - so long-term customers are more likely to be trusted here than people with a fresh account.
  • There must not have been any payment difficulties with the account so far - i.e. cases such as payment arrears, insolvency, etc.
  • A credit card that is valid for at least 20 days after the last installment is due must be specified as one of the stored means of payment.
  • A Prime membership is not necessary in order to be offered interest-free and credit bureau-free financing.

Financing the iMac from 2023 – purchase in installments without interest from Amazon

If you meet the requirements mentioned and Amazon has no other concerns or does not offer interest-free financing for some reason, then you should be able to take advantage of the offer. This is what you call for the product page of the new Apple iMac and expands the overview of the installment payment options in the “Purchase options and plus products” area. From this overview, you then select “Amazon Monthly Payment” to divide the purchase price into five equal installments. You then continue shopping as usual.

Here you will find an overview of the payment options. In addition to the one-off payment and Barclays financing with interest, you will probably also be offered interest-free financing from Amazon.
Here you will find an overview of the payment options. In addition to the one-off payment and Barclays financing with interest, you will probably also be offered interest-free financing from Amazon.
To select the monthly payment to Amazon, click on the option in the list.
To select the monthly payment to Amazon, click on the option in the list.

The price of the cheapest offer, a colorful iMac with basic equipment, is divided from a one-off price of 1.549 euros into five installments of 309,80 euros each. If you choose more GPU cores and 512 GB SSD storage, the price increases to between 1.995,99 euros and 2.059 euros, depending on the color of the device. The highest of the prices is broken down to monthly installments of 411,80 euros thanks to interest-free financing from Amazon. Just take a look at the product page and put together the configuration you want. The financing installments to be paid will then be displayed directly.

164,00 EUR
Apple 2023 iMac All-in-One Desktop Computer with M3 Chip: 8-Core CPU, 8-Core GPU, 24" 4.5K Retina...
  • WITH THE POWER OF M3 - Get more done in less time with Apple's next-generation chip. The M3 ensures...
  • FITS PERFECTLY ON YOUR DESK - The incredibly thin all-in-one design comes in four brilliant colors and ...
  • FASCINATING DISPLAY - The 24" 4.5K Retina display has 500 nits brightness and supports 1 billion colors....
200,00 EUR
Apple 2023 iMac All-in-One Desktop Computer with M3 Chip: 8-Core CPU, 8-Core GPU, 24" 4.5K Retina...
  • WITH THE POWER OF M3 - Get more done in less time with Apple's next-generation chip. The M3 ensures...
  • FITS PERFECTLY ON YOUR DESK - The incredibly thin all-in-one design comes in four brilliant colors and ...
  • FASCINATING DISPLAY - The 24" 4.5K Retina display has 500 nits brightness and supports 1 billion colors....
270,00 EUR
Apple 2023 iMac All-in-One Desktop Computer with M3 Chip: 8-Core CPU, 10-Core GPU, 24" 4.5K Retina...
  • WITH THE POWER OF M3 - Get more done in less time with Apple's next-generation chip. The M3 ensures...
  • FITS PERFECTLY ON YOUR DESK - The incredibly thin all-in-one design comes in seven brilliant colors and ...
  • FASCINATING DISPLAY - The 24" 4.5K Retina display has 500 nits brightness and supports 1 billion colors....
260,02 EUR
Apple 2023 iMac All-in-One Desktop Computer with M3 Chip: 8-Core CPU, 10-Core GPU, 24" 4.5K Retina...
  • WITH THE POWER OF M3 - Get more done in less time with Apple's next-generation chip. The M3 ensures...
  • FITS PERFECTLY ON YOUR DESK - The incredibly thin all-in-one design comes in seven brilliant colors and ...
  • FASCINATING DISPLAY - The 24" 4.5K Retina display has 500 nits brightness and supports 1 billion colors....
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The page contains affiliate links / images: Amazon.de

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